What is a scam?

A scam is a dishonest scheme carried out by an individual or group to steal your money or something else valuable. Scammers are criminals who are lying to you.

Examples of Common Scams

The “Ring” Trick

In this situation, someone will walk towards you and bend down to “pick up” an item. They will ask you if it is yours (or insist that it is) and if you take it, they will let you walk away for a few seconds before they chase after you and demand some kind of reward for “finding” your lost item.

A variation of this scam is someone handing members of your group bracelets, small trinkets, or flowers then demanding money or a donation.

Ticket Exchange

If you are purchasing a ticket at a machine and someone approaches you claiming that they bought too many tickets or have an extra one, do not agree to exchange the ticket for money (the ticket they are offering may be invalid). In addition, if someone approaches you trying to help you buy your train ticket by pressing a ton of buttons on the screen, kindly thank them for their help but let them know that it is not necessary. If you ever need help purchasing a ticket, always ask a uniformed employee or head to the customer service desk.

Money Swap

It’s important to familiarize yourself with the local currency so that taxi drivers and vendors cannot swap out real money for counterfeit money. Always maintain a clear view of the money you hand over for payment and try to pay with small bills so you aren’t receiving counterfeit large bills as change. Use ATMs and money exchanges inside of banks during banking hours whenever possible.

Pickpocketing

Keep your wallet and phone in a front pocket or purchase cross-body bags with a zipper to keep your valuables in your line of sight at all times. You can also place valuables in a travel pouch that you wear under your clothes.  Valuables in a pocket of your backpack that is out of sight or behind you could possibly be removed without your knowledge. Be aware of your surroundings at all times, scammers prey on people who are distracted. 

Credit Card Skimmers

Most credit cards have chips and allow for tap to pay. Whenever possible, use this feature instead of inserting your card. Be sure you know your credit card pin numbers! Scammers use skimmers to steal credit card information. If you must insert your card, look at the slot and ensure nothing is attached or added to the device.

Top tips for avoiding scams

Here are some top tips for making sure you avoid scams while studying abroad:

  • Be aware of your surroundings at all times. Often scammers will use distractions or seek out targets who are already distracted.
  • Be suspicious of any phone call, email, text message, letter or offer you receive from someone you don’t know
  • Never give your personal or banking details to anyone you don’t know
  • Be cautious about any offer that sounds too good to be true
  • If you ever suspect something might be spam or fraudulent, do not engage
  • Use taxis that are in marked taxi ranks and ensure the driver starts the meter or that you agree on a price before departing.  
  • Be mindful of where your valuables are at all times, make sure that they are carried in a location that is in your line of sight when in public
  • Withdraw and exchange money during business hours inside of banks or hotels. 
  • When in doubt, find a uniformed police officer or staff person and ask them for assistance. 

How to Report a Scam

If you think you’ve been the victim of a scam or fraud, report it to your program office. If you have a designated mentor or buddy let them know, you should also contact the Office of Global Health and Safety (OGHS) at 919-452-9546.

You can also report the incident directly to the relevant authorities of the country you’re studying in.

Dealing with a Scam

Have photocopies of your important documents: passport, visa, health insurance card, etc. Remember to keep the copies separate from the originals. This will make things easier if any of these items are stolen and need to be replaced. As soon as you realize that something has been stolen, notify the on-site staff, OGHS, and the local police.  Be sure to cancel credit cards right away if they are stolen.